$147 Payment for Everyone – Cash App agrees to $12.5M settlement over spam texts class action claims

This news could be a relief for millions of American users of the digital payment app Cash App. Cash App recently agreed to a $12.5 million settlement in a major class-action lawsuit. The case stemmed from unwanted promotional and marketing text messages sent to many users without their consent. Under the settlement, eligible users could receive up to approximately $147, which will be sent directly to their Cash App account or via check.

This case is not just about money; it’s also about digital privacy, consumer rights, and the responsibility of fintech companies. In today’s world, where most people send and receive money through mobile apps, such incidents remind us of the importance of our personal information and consent.

Why Cash App Settled

The lawsuit alleged that Cash App sent promotional text messages to users without their permission. These messages contained information about new features, referral bonuses, and other offers. Many users claimed they never consented to receiving such messages, yet they continued to receive them on their phones.

This was considered a violation of laws like the Telephone Consumer Protection Act (TCPA) in the US, which prohibits sending automated or promotional messages without consent. These laws are designed to protect consumers from spam, data misuse, and unwanted digital intrusion.

Cash App chose to settle rather than engage in a lengthy legal battle. While the company denied any wrongdoing, the settlement will provide compensation to affected users and bring the matter to a close.

Who is eligible for the $147 payment?

Not every Cash App user will be eligible for this payment. To be eligible, you must meet the following criteria:

• You must have received promotional or marketing text messages from Cash App.
• These messages must have been received between 2019 and 2025.
• You must have been a resident of the United States at that time.
• Your Cash App account must be linked to the same phone number that received the messages.

If you meet all these conditions, you may be eligible to participate in this settlement. It is estimated that each eligible individual could receive approximately $147, although this amount may vary slightly depending on the number of claims filed.

How to Receive Payment

Cash App users will have two payment options:

1. Direct deposit to your Cash App balance
2. A check mailed to you

You can choose your preferred method when filling out the claim form.

How to File a Claim

Filing a claim for this settlement is very easy and does not require a lawyer.

First, check your old text messages on your phone to see if you received promotional texts from Cash App. Then, fill out the official settlement claim form, providing your name, contact information, and the phone number associated with your Cash App account. Choose your payment method and submit the form before the deadline.

Please note that this process is completely free. If any website or individual asks you for money, stay away from them.

Why This Settlement Is So Important

This case is not just about $147; it sets a precedent for user protection in the digital world.

• It demonstrates that fintech companies must also comply with privacy laws.
• It shows that even large apps will be held accountable if they break the rules.
• It sends a message to other companies to be more careful with their marketing practices.

For users, it’s a reminder that their consent matters and the law is on their side.

Lessons for Users and Companies

Users should regularly check their app notification and marketing settings and keep records of unwanted messages. For companies, it’s crucial to avoid sending any promotional messages without explicit consent.

Conclusion

This $12.5 million settlement with Cash App is a victory for digital privacy and consumer rights. The payments of up to $147 that eligible users will receive demonstrate that class-action lawsuits can provide tangible benefits to ordinary people.

If you believe you are eligible, be sure to file your claim in a timely manner. Don’t miss this opportunity.

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